Our company is a leader in lending, debt collection, and marketing in the Czech Republic. For over 10 years, we have been operating under the license of the Czech National Bank, providing financial services to international markets.
Who We Are Looking For
We are now looking for a specialist to take ownership of developing and advancing scoring models for credit products. This is a key role that directly impacts the effectiveness of business decisions.
What you will do
Develop and implement scoring cards (credit risk, marketing, collection);
Work with logistic regression and other interpretable methods;
Conduct data analysis, prepare scorecards, test variables, and evaluate model stability and quality;
Maintain and improve existing models;
Collaborate with the Head of Risk and product team on task setting;
Connect to reporting, BI, and APIs (when needed).
Who we are looking for
Proven experience in credit scoring (must have);
Deep understanding of scorecard logic, variables, and model quality metrics;
Strong SQL skills;
Preferably, experience in fintech / PDL / microfinance;
Ability to think systematically and see the product value of solutions.
Nice to have
Basic skills in Python or R (Python can be developed further within the project).
What we offer
Freedom & responsibility: trust in decision-making, minimal bureaucracy, no micromanagement;
Real value: tasks with tangible business impact, not just “by specification”;
Support: regular interaction with the Head of Risk and assistance during onboarding;
Growth: opportunity to strengthen scoring expertise and influence decision-making systems across the entire holding.